this post was submitted on 22 Dec 2024
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Mildly Infuriating

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Lucky for me my parents were both "I didn't save anything for retirement, my kids will take care of me when I'm older", so I don't have to suffer through this.

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[–] ZeffSyde@lemmy.world 9 points 1 hour ago

Somehow, I grew up in the one neighborhood in the city that hasn't had a spike in value in the last couple of decades. My mom refuses to move out to a retirement community (at this point she would need assisted living). She likes to talk about improving the property and what color she should paint the upstairs. Watches flipper shows all day.

I don't have the heart to tell her that I have no interest in inheriting the property and that it will be a huge burden to liquidate all of the 'antiques' she has gathered over the last 80 years that now stink of cat piss and many colors of mold.

She's always been there for me in my darkest hours, though, and so has that shit mid century ranch.

I'll still let her win at Wheel of Fortune, as long as she can remember my name.

[–] Kiwi_fella@lemmy.world 5 points 55 minutes ago

I was sitting in the room while my friend's dad was having a argument with his horrible dad. The horrible dad threatened to write him out of his will, and my friend's dad respond, "Why do you think I'd want 1/6th of fuck all anyway?"

I wouldn't be so blunt with my mother about things, but every time she talks about inheritance I encourage her to just spend the money on herself. Anything will be spilt between 7 kids overall (3 hers, 4 my late step dad). She is holding on to an expensive ring because my very well off, money hungry sister, has basically demanded it, so I'm working behind the scenes to try get her to sell it so she can invest in making her last few years that much easier.

[–] MITM0@lemmy.world 1 points 17 minutes ago

So the real question is, what should Millenials & Gen-Z do now

[–] andros_rex@lemmy.world 5 points 2 hours ago

I was sexually/otherwise abused by my mother for most of my life. When I brought it up to family, I was basically told to shut up about it/“go to therapy.” They spent thousands torturing me in troubled teen facilities, and provided me with nothing for college (which I paid for with multiple jobs and sex work.)

I will never own a house. I spent almost two years after my divorce to just be able to afford an apartment. My family has never valued me - I will not give them the comfort they denied when it is the end. My entire life has been a hell.

[–] WhatYouNeed@lemmy.world 1 points 1 hour ago (1 children)

No one should expect to inherit anything when their loved ones die.

The worst people are those that are too lazy to build something on their own, but sit around praying for their parents death so they can inherited and live an easy life.

[–] Free_Opinions@feddit.uk 2 points 49 minutes ago

My aunt talked her mom out of kitchen remodel because it's going to cost so much (that she'll get smaller ineritance then) while my grandmom, who already spends most of her time alone at home then can't even spend her savings to make her surroundings a bit nicer.

[–] JustJack23@slrpnk.net 18 points 3 hours ago (2 children)

millennials may miss out

Love how that title makes it sound millennials are somehow to blame

[–] Free_Opinions@feddit.uk 12 points 2 hours ago (1 children)

I don't see that. To me it reads as guilt tripping the parents for wanting to spend the money they themselves earned.

Indeed, OP is a stupid take. For all the shit boomers pulled off with this planet, spending their own money is a good thing.

[–] asdfasdfasdf@lemmy.world 5 points 1 hour ago

How? "Missing out" means you're the one who is negatively impacted. It also says and Gen Z. Not sure how that could be interpreted otherwise.

[–] GreenKnight23@lemmy.world 10 points 3 hours ago (1 children)

Lucky for me my parents were both "I didn't save anything for retirement, my kids will take care of me when I'm older"

man I feel that. It's like raising a teenager.

"don't do that, it'll infect your PC."

"don't buy from there your card info will be stolen."

"no, Biden isn't going to round us up into camps."

"now we have to call and get you a new debit card."

"please don't buy so much junk food....why? because you have diabetes."

[–] CyberMonkey404@lemmy.ml 4 points 2 hours ago* (last edited 2 hours ago) (1 children)

please don’t buy so much junk food…why? because you have diabetes

This one hit too close to home. My mum has diabetes, dad is close to it, I can't get them to stop eating sweets

[–] zephorah@lemm.ee 5 points 1 hour ago

There’s an odd mentality that you just need to dose more insulin, no big deal, when eating poorly with diabetes. Understanding is sometimes the problem.

Here’s a better way to think about it in terms of body damage over time.

Think of sugar as fuel, because it is. When you have diabetes you lack the capacity to regulate the concentration and intensity of that fuel once you ingest it. You can add other things to the mix that can and will help (insulin and various oral agents) but the efficiency and immediacy of the inherent system simply isn’t there when you have diabetes.

Think of excess sugar in the blood as a caustic fuel that slowly (speed varies by individual as well as food consumed) burns out the vasculature (blood vessels) over time.

This burn out due to excess fuel is why nerves in the feet die. Neuropathy is the official name for the numbness and tingling in toes and feet that diabetics generally, eventually, experience. The burnout is also why toe tissue dies and toes need to be amputated, along with a foot or even an entire lower leg with knee, depending. Eye tissue is another location hit particularly hard by this burn out effect from sugars.

So there’s impact over time based on how much caustic sugar fuel you pour into your own bloodstream.

Also, sugar is addictive. Like meth or heroin, people struggle with letting it go.

[–] Sixtyforce@sh.itjust.works 2 points 2 hours ago* (last edited 1 hour ago)

You'd be completely wrong. In my case.

[–] orgrinrt@lemmy.world 16 points 5 hours ago* (last edited 5 hours ago) (2 children)

I never really considered an inheritance an option. Seems so off-worldly to me, even though I am by no means from a poor family, just lower middle class.

I think the entire concept of inheritance is something more prominent in developing countries like US or India, where there isn’t a well-established safety nets already in place by the government itself.

Of course we have inheritances too, I know a few who got something, but most of it gets taxed away upon receiving or vanishes covering the deceased’s debts, so I’ve never heard anyone I know get anything other than maybe a weekend vacation in the city next over or maybe a small chunk of student debt away.

Then again I’m not very well-off, and I do know there are the upper class families that have a long standing generational wealth passing over to the new generations. I guess it really depends on the circles one’s in.

But I still think it’s not as common here, at least I’ve never considered it to be normal, and I’ve known well people from upper middle class too.

[–] kuerbiskernoel@feddit.org 5 points 3 hours ago (2 children)

Many people inherit a house or a flat

[–] jj4211@lemmy.world 1 points 9 minutes ago

So I had a relative who passed, but saw it coming and tried to make some moves to make sure his only son was set up to take care of his wife, because his wife had never really had to "be an adult" and went her entire life without handling any bills or finances or anything. So when he passed at least his middle aged son would be there to handle things including their house.

So he died and sure enough, she couldn't handle independent living. So they decided to sell the house and she'd move in with another relative. So the rest of us are thinking "oh good, at least they cashed out in this crazy high real estate market to have a bit of a cushion".

However, no one thought about how little the middle aged son had to worry about things like housing and stuff. He never had to buy or rent a house, he had a hand me down trailer parked on a relatives land. He always had a used car gifted to him by and other relative getting rid of it. So he had no idea what he was doing either, thought a seller's agent was a scam to take their money, and they ended up selling the whole house and land for about $50k before any one else had any idea that they were even thinking of selling.

As well liked as he is, so much frustration when everyone has to take on a burden to help them and they make such a huge mistake that could have made things so much easier.

Interesting to have a relatively large family to see all the scenarios play out. Also have a relative that is spending all his money and is mortgaged to his eyes, and another relative who lived like a pauper who turned out to have a couple million in liquidity in her 80s because she wanted her kid to be surprised when they got hit with a big inheritance.

[–] orgrinrt@lemmy.world 4 points 3 hours ago

Unless they’re the sole recipient of a will (doesn’t seem very common), at least here those are almost always liquified and proceeds split according to the will. Doesn’t amount to much usually, though it might be different in countries that have very large and expensive cities.

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[–] jordanlund@lemmy.world 44 points 6 hours ago

When my grandparents passed away they left my boomer mother a fully paid off duplex...

Which she immediately reverse mortgaged to fund her retirement because she has nothing.

A house my grandmother designed, and great grandmother financed and built, where 4 generations of my family lived and literally died, will be pissed into the wind when my mother dies.

[–] JonsJava@lemmy.world 51 points 6 hours ago (3 children)

My dad - who was an amazingly racist conspiracy theorist - gave all his money to 2 redhead women he started fucking after divorcing the woman he married after my mom died.

He chose not to leave me anything because I called him out for using the "n" word any time he talked about African Americans.

I'm out $150k

He is out having a legacy. My kids will never know his name, story, or hate.

[–] nickiwest@lemmy.world 3 points 2 hours ago

Congratulations on being a decent person even though your role model was not. It's hard to break that cycle.

[–] luciferofastora@lemmy.zip 13 points 5 hours ago (2 children)

Well, at least he fathered a decent kid, it seems. I don't think it was his intention for you to turn out so decent, so I wouldn't give him credit for that, but I guess he did something right despite all his efforts.

[–] JonsJava@lemmy.world 3 points 1 hour ago

He didn't, though.

Foster Care, then they adopted me.

[–] Valmond@lemmy.world 10 points 4 hours ago (1 children)

No, some people just raise up to the task.

I hate this idea that parents "did something good" if they are pieces of shit but their kids turn out good. Especially if there is no evidence of it. Why people feel the need to do that is a mystery for me, like protecting the bad guy at any cost.

[–] luciferofastora@lemmy.zip 8 points 4 hours ago (1 children)

Oh no, I'm not saying he did good. I'm saying he failed to do bad.

[–] Valmond@lemmy.world 1 points 1 hour ago

Sorry you got caught in the crossfire, but you did say, out of the blue:

I guess he did something right...

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[–] hungryphrog@lemmy.blahaj.zone 13 points 5 hours ago

Damn, I wish my parents had an inheritance to waste.

[–] independantiste@sh.itjust.works 51 points 7 hours ago (7 children)

I want my parents to enjoy the money they worked their entire life for. I believe work is meant to live, and not the contrary where you live to work. I would 10000x rather my parents enjoy the effort they put for their money instead of dying of exhaustion without being able to use their money

[–] Imgonnatrythis@sh.itjust.works 21 points 6 hours ago (3 children)

Posting this as infuriating seems grossly entitled. Many of us in these younger generations won't have excess to give to the next generation, why should we feel that is owed to us?

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[–] NikkiDimes@lemmy.world 15 points 6 hours ago* (last edited 6 hours ago)

My grandpa wants to go to space in his lifetime, but doesn't want to spend everything he's been saving for my us. I'm like...dude. You worked your ass off all this time. Go to fucking space. I think it'd be badass.

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[–] Blackmist@feddit.uk 1 points 2 hours ago

How dare they raise you and then spend their own money?!

[–] Free_Opinions@feddit.uk 17 points 6 hours ago (6 children)

What's infuriating about this? Why the heck should I inherit something I haven't worked for? I've always told my parents and grandparents that dying with an empty bank balance is the ideal way to go. Hell, preferably be in debt.

[–] clucose@lemmy.ml 12 points 4 hours ago (2 children)

Inheritance is a stepping stone to get out of poverty over generations. If the next generation can build upon it.

[–] groet@feddit.org 1 points 1 hour ago

I feel like inheritance is more something that keeps the rich rich and not something that makes the poor not poor. In a sense, other people inheriting things is (a part of) what keeps poor families poor.

[–] Free_Opinions@feddit.uk 3 points 4 hours ago

Inheritance from who? Your poor parents?

[–] feedum_sneedson@lemmy.world 2 points 3 hours ago (1 children)

There's nothing wrong with wanting to pass the product of your entire life to your offspring, surely. We can't be so atomised. Where do you think it should go? Inheriting an empire is one thing, but why shouldn't you be able to give your own house to your child? I say this as somebody disowned by their father.

[–] Free_Opinions@feddit.uk 3 points 2 hours ago

My criticism isn’t aimed at parents who want to leave an inheritance to their kids. It’s directed at those kids who expect it from their parents, as if they’re somehow entitled to it.

[–] unexposedhazard@discuss.tchncs.de 13 points 5 hours ago* (last edited 5 hours ago)

It comes from a time where your whole family lived in the same house and the kids eventually take care of their parents. In todays system where people usually dont live with their parents for very long, it doesnt really make sense anymore. People need money long before they get to the age where their parents die. Getting a bunch of money at 30, to establish a life/family, is much more useful and long term impactful than getting it at 50-60. So inheritance is a flawed idea from the start.

[–] orgrinrt@lemmy.world 3 points 4 hours ago* (last edited 4 hours ago)

Exactly my thoughts too. Life’s meant to be lived. Hoarding assets to save for an uncertain future is counterproductive even in terms of economy at large, if one’s inclined to think that way.

It creates expectations that don’t seem natural, and then leads to disappointments and bitterness when life does not go as planned, as it never will.

But then again, I get wanting to make things better for your children. But at least for me, it seems less prone to pure chance and circumstance if the efforts went into building a more sustainable, inclusive and supportive country to live in. And enjoy the ride while it lasts, since your pain and suffering will reflect on your children, want it or not. If things are tight and you get stressed from that, it’s always going to affect everyone around you, often negatively. If, instead, you could relieve that stress by not saving more than you need as a buffer here and now, or for something like a house (I.e not for some abstract future that might never come, for your children who might not live that far, but are here now, with you), that’s probably going to be much better for everyone. Smiles generate smiles and it’s not a zero-sum game. Life well lived is one with smiles, not one with fragile, ephemeral value of some sort stored away with sweat and blood.

But of course if there’s already too much to use realistically, why not do that then. But that’s an entirely different discussion altogether, if we ever should have something like that.

Edit: there’s a distinction I failed to emphasis enough, between a realistic and very worthwhile buffer of saved value for unexpected situations, which everyone should of course have, and saving for no reason at all, other than just having excess that isn’t needed for anything, to maybe if one’s very lucky pass on down the line.

Saving assets and value isn’t bad. But saving it for no practical reason other than inheritance, takes that value out of circulation and makes everyone in your economy worse off. If that’s important to you. But more importantly, it often means a life less well lived, and often one full of stress, tiredness and one with less time actually spend with your family and close ones in general. Which is enormously more negative in impact than any amount of money in excess, or lack thereof, could ever have when you finally die.

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[–] lordnikon@lemmy.world 8 points 5 hours ago (1 children)

I don't think what's talked about enough is kids having the talk with their parents about not being able to take care of them when they get old because you can't afford to take of yourself and didn't save anything for retirement. So you hope SSN will be enough for them. I know my mother always asked me if I would take care of her when she got old.

She would say that's why she had kids. But I had to sit her down and run the math and I said it's not about if I have the will or not it's is it possible and the math just doesn't workout and I have an okay job. I can only imagine what people lower down on the ladder are going through.

There are a lot of boomers that about to get a horrible wake up call and a lot of heartbreak watching our parents suffer at hands of their own making.

They will be drowning and some kids are going to jump in and get pulled under when trying to rescue them and the ones who know they don't have to proper equipment. Stay out of the water and mourn the loss.

[–] myliltoehurts@lemm.ee 1 points 3 hours ago

I'm sure there is more to it but telling you she had kids so you can take care of her sounds pretty bad - even though I know it's not uncommon.

I have had to have this talk with my parents as well since I moved to a different country at 19. I've told them to prepare for me not to be able to be around all the time, and luckily they have done that. It still feels selfish after so many years and they have been great about it, so I can understand this conversation being extremely difficult when the parents expect to be taken care of.

[–] SuzyQ@sh.itjust.works 32 points 8 hours ago

My boomer dad: you probably won't get anything because I'm paying [i.e. using my retirement] to take care of my [100 year old] mother

Me: that's understandable

[–] Rooskie91@discuss.online 154 points 10 hours ago (3 children)

This is a bad faith take that only reflect the experiencs of the wealthiest boomers. There are elderly people struggling with Medicare and social security being cut. Remember, there's not an age war, there is a class war.

[–] boonhet@lemm.ee 5 points 4 hours ago

It's a class war, but many boomers are scabs.

Remember when there was a worker shortage and retired boomers went and volunteered at chain restaurants so they wouldn't have to raise wages to attract workers? Remember all the "millennials are so entitled, they want to be PAID FOR WORK" style posts by boomers, back when some non-boomers still used Facebook so we had access to their posts?

It's not their fault they've been brainwashed by right-wing propaganda, but they for sure are fighting against anything resembling economic justice.

And obviously much like any generation, you can't make sweeping statements about them. There are right-wing nutters in their 20s and even their teens out there right now and there are obviously boomers who aren't selfish assholes.

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