this post was submitted on 15 Dec 2023
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It's taken me forever to reply because (a) I feel guilty about short replies to long messages, (b) I had to think about this a bit, and (c) I almost exclusively access Lemmy on my phone and I hate typing long messages on my phone. Not an excuse, just an explanation. There are no good Lemmy desktop clients, but I've finally logged in to my instance's web interface to respond to this. 3 months later.
So, yeah. I honestly didn't pay much attention to whatever backstory the software authors were selling; I was looking for a feature set, and Session had it. I got some of my circle using it, and we eventually stopped because message delivery reliability was iffy, and there were enough of some UI issues with (e.g.) attaching photos that everyone drifted back to what we were using before. I'm sure Session will improve, but just for the record, I haven't been using it because of technical reasons.
I don't have an issue with cryptocurrency per se. There are issues with current implementations, but the fact that it's used for laundering money or scamming people is also an argument that can be made for fiat money, but you don't see people saying we shouldn't use dollars because a vast amount of them are used to enable the military industrial complex that is killing people around the world. I haven't read that Bitcoin is being used to fund any of the attempted genocides currently underway -- but fiat money has. People have been scamming people using regular money for far longer than cryptocurrency has existed. A lot of people have lost a lot of money trying to get rich in various cryptocurrencies; do you think more people have lost more money in cryptocurrency than people have lost trying to dabble in the stock market? Have more fortunes been ruined by cryptocurrencies than were ruined by the collapse of the "legitimate" currency of Germany during the Weimar Republic? And what, exactly, is a "fake economy?" If people are willing to exchange goods and services for A Thing -- whatever that Thing is -- it's a real economy by definition. The argument that because the currency isn't endorsed or backed by a government means it's not real seems debatable, at best.
While I think a debate about the relative merits and evils of cryptocurrency is a good thing to have, since the OP topic was messengers, to answer your questions: in the entire time I used Session -- and though today it's still on my phone and receiving messages, although nobody's sending any -- I would not know that the developers behind Session had some grander vision involving cryptocurrency unless it had been brought to my attention here. That they want to improve privacy by using an anonymous method of payment for services -- one not based on the collection and sale of metadata, or on a traceable currency (which all electronic fiat transactions are) seems reasonable. I imagine that, eventually, they'll build something like Lightning into the app, so users can transfer cryptocurrency to other users, or to the operators of their servers. If it ever gets to the point where you must pay to use the service using crypto, then maybe I'd be concerned. It'd be no worse than buying tokens at a video game arcade -- a practice that was around for more than a decade without an indignant uprising.
I think it feels sleezy to you because the devs are also interested in integrating cryptocurrency into the Session ecosystem, and you believe cryptocurrency=bad. I think it doesn't feel icky to me because I've been working as a software developer since long before Bitcoin was introduced; and I understand how blockchains work, and know what "proof-of-work" means and what it implies; and I've watched the evolution of the internet and the growth of the web, and lived through the eternal September; and I saw how email turned from a communication tool for people in higher ed into a way for scammers (and legitimate businesses) to deliver spam. And I believe that a very many people will try to take advantage of other people and take their money, and they'll use any possible tool to do so. But I believe that scamming is not fundamental to the nature of cryptocurrencies in the same way that killing people is in the fundamental nature of a gun, any more than buying heroin is fundamental to the nature of a dollar bill.
well I appreciate the time and tbh and in no hurry for any of this. I'm glad it was on an account I actively monitor. I also don't have a perfect system set up to keep track of lemmy stuff so probably I miss things sometimes.
So as to the nature of crypto vs fiat. Fiat is not only backed by The State, it is created and controlled by The State. I have never done a deep dive but superficially I find the ideas of MMT as explained by Cory Doctow compelling in the context of capitalism
I first encountered it on some podcast he was on, it might have been this one but not totally sure tbh.
So in terms of whether it's "real" that is one difference.
It is an interesting point, and I'm compelled to agree that lots of scams have been conducted with fiat currency. If it were possible to count it all up, way, way more value has been scammed out of people via fiat.
Just to disclose my priors: To be honest, I am not too interested in "fortunes" being scammed because I don't think anyone comes by massive quantities of money by means which are defensible. An old saying: "if one man has a dollar he didn't work for, it means another man worked for a dollar he didn't get." It is clumsy and imprecise but summarizes how I feel about wealthy individuals.
But crypto has been extensively marketed to people without fortunes. Small people like you (I assume) and me and our families and communities. These people will never get redress for their lost money and it can be devastating. It has specifically targets for example racialized communities who have been systematically excluded from systems that would allow them to accumulate fiat and property.
Unlike fiat, which is created and required by the state, crypto is more like an MLM (pyramid scheme). It is only valuable while new people are buying into it with fiat. If the money pump stops or even slow down, there is a crash. Fiat doesn't need people to buy into it with crypto and it never will.
Back to the topic of chat apps.
Disagree. I wouldn't use a chat app that was run by Wells Fargo or PayPal or Visa or a local credit union or any other such organization. That would be weird. My use case for a chat app is 100% in social communication and I see no reason for that to be entangled in financials unless I was directly choosing to contribute money to the development costs of the app.
However I can see different use cases where integration of financial exchange into the platform would be of benefit. Those would be for conducting relationships with a significant transactional nature. Platforms like ebay and aliexpress have chat/mail features and that makes sense. And think of facebook marketplace; also combines chat and transactions. People do business on instagram and whatsapp. It appears that the primary application of something like session would be as an adjunct or replacement for those kinds of conversations.
The question is: Is this a chat app that also has a way to send money, or a financial transaction app with a chat feature? I think it is the latter.
I will admit I don't deeply understand the inners of blockchains. But we know they are unstable so I still find it strange to mix up other unrelated features so intimately. For example aliexpress has a chat feature, and ultimately the stability of the chat is reliant on the business continuity of the organization. But on a day to day level, the reliability of the infrastructure isn't changing according to how much business is being conducted, how popular aliexpress is. I also wouldn't use aliexpress chat to conduct my personal relationships. If I made a friend on aliexpress somehow, I would move that to a more appropriate platform.
You've correctly compared crypto to the stock market. It is very apt as they share a lot of structural elements; only the stock market is older, more entrenched. My opinion: stock market is completely indefensible; get rid of it. Same premise different conclusion. :D I wouldn't use a chat app that was relying on some penny stock for it's technical viability.
further reading if this wasn't enough:
Molly White follows and explains crypto et al; her website: Web3 is Going Just Great is updated frequently. If you are a podcast weirdo like me, she appears on them from time to time, search through your app.