this post was submitted on 27 Mar 2025
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As someone with shit income but a nice savings buffer, holy shit it makes things so easy, compared. "Cool dress, I'll get that for next summer - cool coat, I'll get that for next winter", no problem. Just got my cat's meds for the next 4 months at a sale, and the next sale should be in that time. Also could get her thyroid radiotherapy, that's already paid for itself (compared to permanent expensive meds, of course not compared to no treatment). Appliance starting to make a noise or performance dropping, time to add that to my second hand watch list and keep an eye on sales of quality brands, rather than being forced to risk it failing and then getting something in a hurry, possibly on some payment scheme with a high interest rate. Pantry items on sale and/or in bulk. And of course the kind of main shoes that have held up for 5+ years, just could use a resoling soon.
I can't even imagine the constant stress living without it would be. Ow. :/
I was in a similar place, but now I'm in a slightly dumber place. I have a solid savings buffer, and an okay income but I put the bulk of my savings into a certificate and then ended up needing my liquid savings for nonsense.
So I have a solid savings buffer, but I can't touch it lol