this post was submitted on 15 Jan 2024
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Living at home (free rent)
Eating only at work (free food), no fridge at home.
No car (public transit pass)
The percentage isn't the important thing, its developing the attitude that you can happily live below your means. FWIW it was 60% post-tax, not pre-tax
At some point it becomes a game, how little can you get by with.
Fair enough, cutting out housing and food expenses would definitely go a long way, that's easily the majority of my personal post-tax costs.
I'm glad those opportunities were available for you to get on your feet and built a cushion. My parents booted me out with 70k in student debt, though it's been a decade and I've dug myself out of it and built a life, it still feels like there's no escaping the treadmill.