neshura

joined 2 years ago
MODERATOR OF
[–] neshura 9 points 4 days ago

Imo if you're going to be the only one who would use the instance it is not worth it. Instead look for an instance that lines up with your personal interests (maybe check out the db0 instance).

Content federation basically works on a subscription model so you will only see content from other instances if someonen your instance went out of their way to subscribe to it. Smaller instances suffer under this as they might not even see popular communities from other instances.

[–] neshura 2 points 6 days ago

Note: Moldova also has a bit of a infestation going on, might be interesting to see the Moldovan data split by region. I have a sneaking suspicion that the parts "influenced" by a certain Eurasian autocracy are mostly to blame for the increase

[–] neshura 2 points 6 days ago

Manchmal kann man nur den Kopf schütteln...

[–] neshura 4 points 6 days ago

I go out of my way to exclusively spend money with the one publisher I've found who does not put DRM in their ebooks. I spend lavishly with them because good practices need to be rewarded monetarily in capitalism or they die out.

The rest I pirate.

[–] neshura 7 points 6 days ago

Robbing a store is illegal. Murdering someone is also illegal, however one of the two is for good reasons punished much more harshly.

[–] neshura 7 points 6 days ago

At least here in Germany the bypassing of DRM is so legal they don't even try to get you for it. The only thing they ever go after nowadays is distributing and consuming that cracked content (get logless VPN and that problem solves itself). But if you go and rip Netflix movies for your own enjoyment they have no leg to stand on in court unless you distribute it.

[–] neshura 5 points 6 days ago (1 children)

I will never stop being confused by this law. Just crossing the street cannot possibly be illegal anywhere. I'm fully convinced the entire thing is an elaborate joke by the americans.

[–] neshura 6 points 6 days ago

Over here you can even make copies for personal use or sharing with a close group of friends.

I love the unintended consequences of declaring that the internet is to be treated under the same laws as radio broadcasts. Suddenly being allowed to make a recorded copy of anything as long as you yourself create the copy becomes significantly more important.

[–] neshura 8 points 6 days ago

Between this and infinity nikki actively blocking non SteamDeck devices I have a feeling that Valve will bring the hammer down on this sometime soon.

When people buy a game, the store front says it should run and then it doesn't they're not going to yell at the developers. They're going to yell at the store and I doubt Valve wants to bother with the extra support workload that entails.

[–] neshura 1 points 1 week ago (1 children)

There is a distinct difference between taking out a loan on your house and saddling it 100% with debt again. Obviously any loan taken out should under all circumstances be one you can comfortably pay back.

Taking out 20k on a 1m home is way different than taking out 20k on a 100k home.

Plus, at least here, if you lose your job the following happens:

  • for 2 years you'll get 80% of your previous paycheck (assuming you worked long enough to qualify, iirc 5 years. if not you get time deducted)
  • at the same time as the end of your current employment you have the option to stop/reduce payments on the loan for a time due to special circumstances (technically not mandatory but not bank will give you a large loan without this added insurance, iirc interest will still accrue in this time essentially extending the length of the loan)

Couple that with not being stupid and getting a loan that eats your entire home as backing and you are pretty much safe from any short term disruption in your finances.

To touch on a few other points:

  • yes blindly investing is dumb, if the market gives you an uneasy gut don't invest. That thing has a habit of being wildly irrational until it suddenly and very quickly is forced to realign with reality
  • if you have the luck and are in a union that negotiates your wages you will likely receive a "pay rise" aka inflation compensation every couple of years, in such a case a loan as I describe it also makes sense for personal use (in small sums) because inflation will further reduce the interest. Think taking out a loan to renovate a room instead of saving up for it, after everything is properly accounted for the loan backed by property variant will leave you with slightly more money (depending on general interest situation, if interest rates are high but inflation low things might differ)

And worst comes to worst, rent out a room in your house as a sublet and use that to pay exclusively for the mortgage. Any loan you ever take out against an owned home shouldn't have higher monthly payments than that anyway or it, as you say, turns into an insane gamble no one in their right mind should take.

[–] neshura 1 points 1 week ago (1 children)

at least not without preparation, it's insane that you have to figure out inheritance in advance or your descendants get screwed. If you set things up properly then here you can inherit a primary residence tax free, but if you don't set things up then you're just shafted.

[–] neshura 7 points 1 week ago (5 children)

One example: If you get to own a house (that's paid off) not having debt on it is stupid because you get the lowest interest a regular person possibly can get. Even if everyone else has interest rates up to their mouth you'll get a rate so cushy investing the money in any index fund will outperform your interest payments.

 

Got this little gem today so might as well share it with you all. I really like how they did her hair, that's some 10/10 work right there imo.

12
submitted 7 months ago by neshura to c/aobprepub
 

cross-posted from: https://bookwormstory.social/post/2360045

Before I get into this I apologize for giving you all a heart attack. Actually no, I know what I am doing with that title, suffer!

Unfortunately the main story of Ascendance of a Bookworm released its last Pre-Pub chapter last week and with it a stop to the very regular weekly discussion threads. Obviously we will have Side Stories to look forward to, however those won't provide nearly the same regularity as the main story did.

Up until now the Pre-Pub threads have been the main driver behind activity on the instance and the closure of the story then opens the question of what will happen to this place going forward. First of all this instance will likely not be disappearing. I have my only active lemmy account on here and since I have 0 real hosting costs I have no problem keeping this going indefinitely, I also think it might be an opportunity to change things up a bit. However first and foremost this is a place for you all, not for me alone, so your opinion about what should or should not happen to this instance weigh a bit more than my own. As such I (with input from ludrol, btw thanks for always being there for me to push decisions onto) have compiled a survey about that topic. Do feel free to leave your thoughts in the comments as well though.

With that out of the way I'd like to express a sincere thanks for all the fun discussions we've had here so far, I genuinely enjoyed every moment of them and look forward to more of them.

17
submitted 8 months ago by neshura to c/aoblightnovel
 

Ascendance of a Bookworm Illustration from the JNC Nina booth at Animagic.

Trivia for anyone interested: they announced German licensing for Spice and Wolf as well as my Quiet Life as a Blacksmith (1st Parts alrewdy available)

 

Check the modlog for proof, a discussion post about moving this instance to an instance that shan't be named now got removed for "linking to instance featuring pedo content".

Ironically that exact possibility was reason for the discussion in the first place so seeing it happen this quickly is a bit funny.

Not sure how best to go about linking to said instance since it seems to get your content removed. DM's would be the only solution I guess but not sure if those are checked as well.

 

cross-posted from: https://bookwormstory.social/post/678217

Warning: TO Books, Studio WIT and the official Ascendance of Bookworm ~~X~~ Twitter Accounts contain Spoilers beyond what has been translated in the Novel Pre-Pubs

 

cross-posted from: https://bookwormstory.social/post/678217

Warning: TO Books, Studio WIT and the official Ascendance of Bookworm ~~X~~ Twitter Accounts contain Spoilers beyond what has been translated in the Novel Pre-Pubs

23
submitted 1 year ago* (last edited 1 year ago) by neshura to c/aobanime
 

Warning: TO Books, Studio WIT and the official Ascendance of Bookworm ~~X~~ Twitter Accounts contain Spoilers beyond what has been translated in the Novel Pre-Pubs

 
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