I understand, but the comment I replied to was implying that rent should somehow be less than mortgage plus insurance. My point is that under those circumstances, it doesn't make sense.

I am not sure why you think it should be any way else with our current systems, though. Asking less means the home owner is effectively paying for maintenance and upkeep entirely out of pocket, and entirely net loss for them. That said, I also don't think that means they need to price gouge and trying to make huge profits.

Use any flavor you like, there aren't any rules

Try audiobooks. It got me out of that kid of block. Can listen during showers, commutes, doing chores. It's great!

I feel like that requirement comes from mortgage lenders, not the government.

Thing is that it has been shown that the cost doesn't add up. Guild Wars and Guild Wars 2 are both games you only pay the cost of the box, no on going subscriptions and they are able to continue running the servers and infrastructure just fine. 15$/mo just doesn't make sense.

I went through this a couple years ago. Decided Jeff Bezos does not need any more money, cancelled prime. Funny this was that most things ship the same as always, get them in like 2 or 3 days.

In fact, most other online retailers offer similar free 2 day shipping to stay competitive and I usually find stuff of Amazon first.

Any recursive algorithm can be made iterative and vise versa. It really depends on the algorithm if the function calls are a major factor in performance.

Can I ask why that is the case? I guess I hadn't heard that it was so difficult before

In the US, they are quite popular.

These examples didn't actually clear anything up for me 🙃

But with what computer?!