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I would absolutely look into it. Many years ago when Docker emerged, I did not understand it and called it "Hipster shit". But also a lot of people around me who used Docker at that time did not understand it either. Some lost data, some had servicec that stopped working and they had no idea how to fix it.
Years passed and Containers stayed, so I started to have a closer look at it, tried to understand it. Understand what you can do with it and what you can not. As others here said, I also had to learn how to troubleshoot, because stuff now runs inside a container and you don´t just copy a new binary or library into a container to try to fix something.
Today, my homelab runs 50 Containers and I am not looking back. When I rebuild my Homelab this year, I went full Docker. The most important reason for me was: Every application I run dockerized is predictable and isolated from the others (from the binary side, network side is another story). The issues I had earlier with my Homelab when running everything directly in the Box in Linux is having problems when let´s say one application needs PHP 8.x and another, older one still only runs with PHP 7.x. Or multiple applications have a dependency of a specific library when after updating it, one app works, the other doesn´t anymore because it would need an update too. Running an apt upgrade was always a very exciting moment... and not in a good way. With Docker I do not have these problems. I can update each container on its own. If something breaks in one Container, it does not affect the others.
Another big plus is the Backups you can do. I back up every docker-compose + data for each container with Kopia. Since barely anything is installed in Linux directly, I can spin up a VM, restore my Backups withi Kopia and start all containers again to test my Backup strategy. Stuff just works. No fiddling with the Linux system itself adjusting tons of Config files, installing hundreds of packages to get all my services up and running again when I have a hardware failure.
I really started to love Docker, especially in my Homelab.
Oh, and you would think you have a big resource usage when everything is containerized? My 50 Containers right now consume less than 6 GB of RAM and I run stuff like Jellyfin, Pi-Hole, Homeassistant, Mosquitto, multiple Kopia instances, multiple Traefik Instances with Crowdsec, Logitech Mediaserver, Tandoor, Zabbix and a lot of other things.
I run Nextcloud for many, many years. I hosted it for a very long time at Hetzners second lowest tier of Webspace they rent. It was not very fast there (you get what you pay for), but fast enough for our need here. Later I moved it to an Azure VM and after that to my Homeserver where it runs blazingly fast, especially since the last updates they pushed out.
In all that time I never reinstalled. I just upgraded to the newer versions when they were out. The only times I had problems upgrading was when I was hosting at the cheap Webspace instance at Hetzner and an upgrade process took longer than the PHP timeout my very cheap hosting instance provided. So it was never a fault of Nextcloud, but just that I hosted it on basically the cheapest hosting plan I could find.
We use it for file sharing, calendar + contacts (+ Sync with DAVx), Notes and of course Talk. For talk to make full use of Voice + Video calls, you should have a TURN Server, but if you do not use that (if you just text) it was running great even on the Webspace instance at Hetzner.
We are very happy in our family that it exists, that it is free and that it serves us well since many years.