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We need non-profit public housing that is suitable for middle-class families.
Non-profit doesn't mean "free" or that money is being lost, just that the goal is to provide housing at cost rather than profit-seeking. Subsidies and such would still be available for low-income households as needed.
We're well past things leading to economic crisis, and it sure wasn't caused by affordable housing.
HeLpiNg pEoPLe iS tOo ExpeNsiVe
Fuck. You.
This would lead to collapse eventually as no one could afford upkeep on rental housing. Making everyone who rents homes lose money would be very bad for you economy if done overnight.
On one hand, yes this would hurt a lot of people and corporations. On the other hand, we're already hurting, so fuck it.
Just ban being a landlord guys. Tax owning land that you're not using out of existence. Rent/leases are simple vectors of wealth transferal - they move money from the poor to the rich. Everyone should own their own flat/house. Every business should own the space they work out of.
There is no good reason housing should be an investment vehicle akin to a stock or a bond.
We should live in Tardises
It should be locked at 50 cents per square foot. So a studio apt would be like $500 a month. Its close enough to what prices were in recent memory before the insane jumps in rent cost the last decade.
Why couldn't the US have guaranteed government housing available to any citizen that needs it? A $100 a month apartment to cure homelessness shouldn't be a funny joke ... it should be questioned with "why should it even cost money"?
Government housing tied to the cost of 1 weeks minimum wage. So simple, so elegant.
The government actually helping people without lining the pockets of the capital class? That's commie talk
NOT IN MY AMERICA HIPPY!!! -Richard Nixon
If I were President, I wouldn't try to rule my country like a (particularly stupid) King. I would ask Congress to convene a task force comprised of economic experts, and then to propose, debate, amend, and hopefully pass a piece of legislation that addresses housing costs while having the consent of a majority of elected representatives. And if Congress said no, I would suggest that the citizens vote in new Congresspeople who will actually take the actions they desire.
Also I would ban any stupid kids from voicing any "if I were in charge" opinions, on penalty of time-out and having their phones taken away.
For me personally I’d like a 50-60 square meter apartment for no more than 2x my annual income. And I’d like to be able to get a loan with a monthly down payment equal to whatever I’ve been paying in rent for the last couple of years.
I can pay 12500 NOK a month in rent, but for some reason the bank can’t trust me to pay the same amount if I were to buy an apartment? Fuck that.
That was a scam they put in place after 2008 when they were being punished for scamming us. (while scamming us for bailouts for the previous scam) It takes a lot of government regulation to keep the banks from stealing, good thing thats gone now!
Turn every company into a worker owned co-op and then it becomes 100x harder for companies to do shady immoral stuff
I mean thats fine as long as the Millions of chinese and vietnamese workers making Iphones get to keep their cut of the company. I just hate nationalistic protectionism. These are all global companys. I'd be down to share.
My take?
corporations aren't allowed to own land or houses other than the office space and production facilities.
people can only own the buildings they live in (with proof of living there at least X% of the year)
The state takes over all houses and land that become unused by these laws
The state rents out their property as 'rent to own', or as housing for the homeless
That's basically China with extra steps. How are you going to deal with your companies siphoning money out of your economy by buying foreign real estate?
Of course, it's basically a communist idea from even before the Russian revolution.
To answer your question: since corporations aren't allowed to own more than the buildings they work with, they could not buy foreign real estate - except for facilities or offices they really use.
I don't think I know all the answers, it was just a interesting idea I read a while ago.
As far as I know it was never implemented, so weather it would work out or not is just speculation.
Corporations should be owned jointly in equal parts by the people who work there. Most live local and won’t want to do that.
Ah the 'state' So donald trump should take over all housing....
No wait, the nation of people who elected donald trump, who's imaginary new government(which will be so much more awesome) that state should do it!
You need your revolution first friends, im waiting. It's your time to shine and you're still lurking in the dark quoting theory.
I don't live in the USA, so my trust in my government is at least a little bit higher.
I agree that the government under trump is... not suitable for such a socialist concept. One can only hope that a better one will rise from the ashes.
That being said, in general, control by the state is better for the people, even though it's less effective. Taking 'greed' out of the equation for the housing market would do wonders.
Then this is my take:
Obviously offices and factories are not habitable space and therefore not counted in this system.
Housing shouldn't be an investment asset, especially in a for profit system, or you'll just make BlackRock again.
It shouldn't be an investment asset.
Homebuilding is still a business though. You still need someone to risk their money, assemble the materials and crew, complete the project and find a buyer for it.
If there's no demand for a product no one will build it. There's always going to be demand for a mythical product that can't be built. Like cheap housing.
I just spent $2,000 on a handful of wood, shingles, and siding to patch my house up. like 1/10th of a single wide trailer. That's just the materials i'll be providing the labor which would normally cost $30-$60 hour.
So it shouldn't be an investment asset, someone still has to invest in it being built, so that a homeowner may live there.
I think that’s what s/he was trying to resolve with the doubling of tax on each additional property. It would become cost prohibitive very quickly to have multiple properties.
Property taxes can also be used in this manner, you don't need national legislation to use your city/town council. You have a lot of power at a local level to solve your local problems, its hard to get peopel organized for it. You tax undesirable housing to subsidize housing your desire. I know my problems here in Maine are different than those in California as far as real estate.
A national plan and blueprint would be nice, but i still think this is a problem with local governments that can't be solved as each location has its own needs and problems.
There's no market incentive for building small homes or efficent towns. Think about how much money we spent to get people to use EV's same needs to happen for housing, you need incentives for buyers and producers to take the great leap.
It would only be an economic crisis for land owners who seek rent. Really housing shouldn’t be something that people profit from.