this post was submitted on 06 May 2025
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My last credit union charged me an inactivity fee. Listen, my fault, but lets not pretend its a different breed. Its a less influential breed, and usually more financially beneficial to us poors.
To be clear for us here in the US yea credit union greater than bank. But you still need to be aware and watch fees and shop around.
Ironically, that's why I'm at a bank and not a credit union. The CU I was at a decade ago was awful and charged fees for stupid shit. I found a student checking account at another bank that was free (and I still have the student checking years after being out of school lol), and eventually gave me a credit card that has given me thousands in cash back while I haven't paid more than $10 in interest in like 7 or 8 years.