No Stupid Questions
No such thing. Ask away!
!nostupidquestions is a community dedicated to being helpful and answering each others' questions on various topics.
The rules for posting and commenting, besides the rules defined here for lemmy.world, are as follows:
Rules (interactive)
Rule 1- All posts must be legitimate questions. All post titles must include a question.
All posts must be legitimate questions, and all post titles must include a question. Questions that are joke or trolling questions, memes, song lyrics as title, etc. are not allowed here. See Rule 6 for all exceptions.
Rule 2- Your question subject cannot be illegal or NSFW material.
Your question subject cannot be illegal or NSFW material. You will be warned first, banned second.
Rule 3- Do not seek mental, medical and professional help here.
Do not seek mental, medical and professional help here. Breaking this rule will not get you or your post removed, but it will put you at risk, and possibly in danger.
Rule 4- No self promotion or upvote-farming of any kind.
That's it.
Rule 5- No baiting or sealioning or promoting an agenda.
Questions which, instead of being of an innocuous nature, are specifically intended (based on reports and in the opinion of our crack moderation team) to bait users into ideological wars on charged political topics will be removed and the authors warned - or banned - depending on severity.
Rule 6- Regarding META posts and joke questions.
Provided it is about the community itself, you may post non-question posts using the [META] tag on your post title.
On fridays, you are allowed to post meme and troll questions, on the condition that it's in text format only, and conforms with our other rules. These posts MUST include the [NSQ Friday] tag in their title.
If you post a serious question on friday and are looking only for legitimate answers, then please include the [Serious] tag on your post. Irrelevant replies will then be removed by moderators.
Rule 7- You can't intentionally annoy, mock, or harass other members.
If you intentionally annoy, mock, harass, or discriminate against any individual member, you will be removed.
Likewise, if you are a member, sympathiser or a resemblant of a movement that is known to largely hate, mock, discriminate against, and/or want to take lives of a group of people, and you were provably vocal about your hate, then you will be banned on sight.
Rule 8- All comments should try to stay relevant to their parent content.
Rule 9- Reposts from other platforms are not allowed.
Let everyone have their own content.
Rule 10- Majority of bots aren't allowed to participate here.
Credits
Our breathtaking icon was bestowed upon us by @Cevilia!
The greatest banner of all time: by @TheOneWithTheHair!
view the rest of the comments
Say city.
Check out much of the Midwest. Check out Detroit.
I haven't checked since covid, but Philadelphia usually has at least a handful for under 100k and a load under 200k.
Granted they aren't in great sections of the city and nearly all are row homes with existing issues.
How's the job market?
I have absolutely no idea how to answer that question in any meaningful way.
I was struggling to find the right way to phrase the question, and I failed. I guess what I really wanted to know was: for a typical working class person, is a house at that price within reach? Or if you move there for the cheap houses and get a job, do you end up still barely able to afford the payments?
I had supposed that's what you were asking, however I am fairly well removed from the job market as I have been for over a few decades now and so the reality of the situation is not near to my grasp well enough for me to know and/or be able to meaningfully give you any indication on how things actually are.
I moved to Detroit from a HCOL city I was established in. I was renting and the options I had to buy were not hopeful. The taxes alone would have kept me working for more money year over year for the foreseeable future.
I took what would have been a down payment and bought a place outright. I bought a project and it was cheap, only half my down payment fund.
Now I am all set up. I have no mortgage to pay. My house costs me taxes ($1700/yr) and insurance ($1500/yr) plus utilities ($50 internet, $150 gas&electric, $60 water) That is about $550/month.
In michigan, taxable value increases are capped at 5%.
I figure I can work any job and stay ahead of the bills. Yesterday I did a brake job for a friend of a friend for $200 and didn't even need to leave the house. I can do things like this here and there and get by without even having a job.
I have never known this amount of stability in housing as an adult before. It is wild. I own this whole damn house and everything in it. I also made a bunch of equity right out the gate by fixing up an abandoned trap house.
Not trying to lay out a plan for others, just wanted to share how my plan has been a success and that Detroit is a place where home ownership is attainable.
Oh, couple other things. I have no kids and the schools were not a problem for me. Although the neighborhood kids are all wonderful.
I am not interested in living in "the country". I am a city person, I want my resources close. I can walk to a hardware, grocery, and auto parts store from my place. No thanks on 30min drives to dollar general and TSC on the fancy days.
This story is inspiring. I feel like there are a lot of people who wouldn't feel like it's within reach (no building/renovating skills or experience, or certain neighborhoods that maybe don't feel safe to a single woman for instance, and yeah schools as you mentioned if you're a parent or planning to be)—but for the people who can do that, it sounds like an absolutely phenomenal route to take.