this post was submitted on 01 Jun 2024
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Privacy
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Zelle
I've seen Zelle recommended. And as it turns out my bank uses it, as well. From Alternativeto:
License Model: Free, Proprietary Platforms; Android, iPhone
Zelle® has partnered with leading banks and credit unions across the U.S. to bring you a fast, safe and easy way to send money to friends and family. Money moves quickly - directly from bank account to bank account.
Partenered with? It's owned by BOA, US Bank, Wells Fargo and JP Morgan Chase. Might be used by smaller folks too but was started by those goons to try to capture mobile and p2p needs and is proprietary and doubtless whores your data. Stay away.
I would never use Zelle:
I knew a few not-so-smart people with BoA accounts that got funds drained because phished.
Some sim hyjacking specifically to drain Zelle accounts:
Sure it's in the past......but I personally leave Zelle functionality from my Bank turned off.