Not to be confused with the fallacy that these essentials are exclusively the product of exchanging money-- while you can pay for better health and better safety, there are also things you can do with little to no money to improve those for yourself, though the freedom to do so unfortunately is not default and financial security does empower an individual to better use what resources are available to them-- maybe not everyone can trivially access hiking trails, or be in the health for it, and even then they should have a good pair of shoes, a water bottle, and reliable mode of transportation to/fro the trails, which again not everyone has unfortunately.

Imo, the idealistic answer is to work to ensure everyone an essential baseline level that can reliably empower them to live as healthy and opportune of lives as is reasonably possible, while of course having in place infrastructure and accomodations to those less fortunate in health and/or opportunity. I'd like to think this is more than a utopian idea, and closer to a reality than one might originally think, or perhaps I was somewhat unique or grossly digressed from the status quo in pessimistically believing that we might be far from this being a reality. Perhaps my pessimism was also influenced by my financial stress at the time, among the other throes of life.