The main problem here is Bitlocker is being turned on by default on fresh 24H2 installs, most people that don't know how to bypass the online account requirement are making burner Microsoft accounts (Boomers), therefore do not know the credentials in 3-4 years when their computer needs a repair.
The main problem here is Bitlocker is being turned on by default on fresh 24H2 installs, most people that don't know how to bypass the online account requirement are making burner Microsoft accounts (Boomers), therefore do not know the credentials in 3-4 years when their computer needs a repair.