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Meta wants to charge EU users $14 a month if they don't agree to personalized ads on Facebook and Instagram
(www.businessinsider.com)
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Entering your payment info all the time sucks. Platforms like Patreon lock you into specific tiers, which may not align with how much you actually intend to use the thing. Any direct payment at all still has the overhead of a payment processor, which will take a bigger percentage of smaller payments.