this post was submitted on 28 May 2025
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I know expensive, shitty healthcare in the USA is a stereotype, but in my experience it's also largely true. Maybe it's because I'm not wealthy or connected enough to have access to the good stuff, though?
The bills for my latest medical emergency are rolling in now.
The $1,000 USD ambulance bill is almost a relief, since I've heard others say their ride cost several times more than that. I declined pretty much all medical care in the ambulance and all offers for medication/treatment, though, so maybe that's part of it. Had I lost consciousness, I likely wouldn't have been able to say no.
The $2,000 USD emergency room bill? That's just the part that I have to pay out of pocket. The actual price they charged my insurance is $6,000+ for my slightly more than 90 minutes on a stretcher in the hallway. And it doesn't seem to have covered anything specific because the imaging (which I didn't even need), treatment, medications (which I would have refused if I knew how much they charged but they don't know that and can't tell you ahead of time), individual nurses, etc are all billed as separate line items. I was even charged thousands of dollars by a doctor I never even saw in person. I joked in another thread recently about $45 tylenol, but that's actually true. I'm paying $45 for 800mg of tylenol.
Months later, the billing part isn't even finalized. New claims/bills showed up literally 2 days ago, well after I thought I was done paying. Thousands of dollars out of pocket, on top of paying a thousand dollars a month for insurance.
At least the medical professionals that treated me were great.
I had a brain injury from a bicycle accident. The fact that my health has bounced back, but my finances likely never will, tells me everything I need to know about our system. One injury, and I now have a lifetime of bills to pay off. I guess it makes sense in some sick way, I do owe them my life, but man, they don’t let me forget (even if my broken brain tries).
Over 60% of all private bankruptcies in the US are due to medical issues. The system is broken
Two major studies in California found 70% of the homeless were employed "productive" members of society before injury/illness forced loss of income, then housing. Yes the system is broken.
The system is working as designed.
It’s designed to be predatory and evil.