this post was submitted on 03 Sep 2023
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US Home insurers cut natural disasters from policies as climate risks grow (wapo.st)
submitted 1 year ago by silence7@slrpnk.net to c/climate@slrpnk.net
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Some of the largest U.S. insurance companies say extreme weather has led them to end certain coverages, exclude natural disaster protections and raise premiums

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[–] WheeGeetheCat@sh.itjust.works 59 points 1 year ago (4 children)

If insurers are refusing to cover disasters, then mortgage lenders should be unable to force buyers to buy (useless) insurance

[–] downpunxx@kbin.social 31 points 1 year ago (1 children)

silly cat, that's not how big business collusion and corruption work. mortage lenders will continue to force prospective homeowners to cover and maintain insurance on their properties even if it causes them to default on their payments, then they'll sell the homes again to flippers or multinationals.

[–] WheeGeetheCat@sh.itjust.works 2 points 1 year ago

Ah I see. Sounds like big business collusion should be hunted to extinction.

[–] thbb@kbin.social 7 points 1 year ago

And bankrupt and dispossess the lender if a disaster happens to their newly acquired home?

[–] HubertManne@kbin.social 3 points 1 year ago

mortgage lenders are going to have to do something. Like require natural disaster be part of the policy. Otherwise they will have people walking away from mortgages after disasters.

[–] lntl@lemmy.ml 1 points 1 year ago

then they would lose income, not going to happen. let's be honest, premiums will go up and coverage will go down.