No Stupid Questions
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Take that money you were saving for university and buy Apple stock. Still move to the university town and hang out on campus, but skip the tuition fees and going to class; spend the time while others are in class working for a few years and putting more money into Apple stock.
Cash out some of that money a few years later and use it for a cheap bachelor’s degree; leverage that to get into the field you want to be in.
Then later, cash out some more to buy property… say, around 2008. But keep feeding more money in.
Moral of the story: do insider trading, no more worries!