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What is a habit/thing/technique that most people would benefit from, in your experience/observation? What are some habits that would be best avoided too? (lemmy.sdf.org)

submitted 3 days ago by Achyu@lemmy.sdf.org to c/asklemmy@lemmy.ml

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Thought about it, snce it's near New Year's.

In my opinion, exercising/training/stretching atleast once a week would be a good thing for most people.

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[–] Shortstack@reddthat.com 2 points 1 day ago (1 children)

This is what I did this year and last one too.

I started tracking my spending to see where my money was going which was very insightful. Patterns emerged I never could have seen if it wasn’t all laid out in one spreadsheet.

For instance, I learned based on a little experimentation that driving 65 instead of 75 on the highway saved me like $50/month. Yeah, I’m that guy and my commute takes another couple minutes but I still do this today. I’ve reframed it in my head as a $50/mo subscription that doesn’t give me much value for the money and only costs an extra few minutes a day. Worth it in this inflation era.

Also realized I was spending money in all these categories that I could be getting some high cash back credit cards for. When you can see your spending averages over time, it’s easy to be confident about getting a strategic 5% card for gas or online shopping that can claw back a decent chunk of the money you already know you’re gonna spend.

It’s definitely useful to track your spending, in more ways than one

[–] randomcruft@lemmy.sdf.org 2 points 1 day ago

Definitely agree with your comments. The more you see the more you understand. The more you understand, the more you can control. Even if just a little bit.