this post was submitted on 03 Nov 2024
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    New Debit Card (sh.itjust.works)
    submitted 1 month ago by rootww@sh.itjust.works to c/linuxmemes@lemmy.world
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    [–] noredcandy@lemmy.world 3 points 1 month ago (1 children)

    The US uses chip and signature, no joke, because the banks didn’t think people could remember another PIN.

    [–] Hawke@lemmy.world 2 points 1 month ago (1 children)

    Even though the you already have to use the PIN at an ATM.

    No idea why there’s such a big functional difference between “credit” and “debit” cards.

    [–] PhobosAnomaly@feddit.uk 2 points 1 month ago (1 children)

    I don't think there is in terms of process, I think payment handlers just add a higher charge for processing credit card payments, which is why stingy retailers dislike them.

    I'm happy to be corrected though.

    [–] Hawke@lemmy.world 1 points 1 month ago

    The only time I’ve been prompted to enter a PIN is when using the same card as a debit card vs a credit card.