this post was submitted on 10 Sep 2024
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Pooling everybody's money so that the ones who are unfortunate get money to help with their situation definitely is a product. Just because you don't understand something doesn't mean it doesn't exist.
Where do you find Insurance like this? Because all of American Health insurance is just about pooling everybody's money into the pockets of shareholders will denying as much coverage as possible
Literally all the insurances are like this. If yours isn't, why are you paying for it?
Maybe because the choices are pay for insurance or live in agony/die? Maybe both, if you're lucky.
Is it so that there is usually no competition for health insurance providers in the US? I don't know that system too well.