Ask Lemmy
A Fediverse community for open-ended, thought provoking questions
Please don't post about US Politics.
Rules: (interactive)
1) Be nice and; have fun
Doxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them
2) All posts must end with a '?'
This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?
3) No spam
Please do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.
4) NSFW is okay, within reason
Just remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either !asklemmyafterdark@lemmy.world or !asklemmynsfw@lemmynsfw.com.
NSFW comments should be restricted to posts tagged [NSFW].
5) This is not a support community.
It is not a place for 'how do I?', type questions.
If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email info@lemmy.world. For other questions check our partnered communities list, or use the search function.
Reminder: The terms of service apply here too.
Partnered Communities:
Logo design credit goes to: tubbadu
view the rest of the comments
Use a credit union.
Is not a cure-all by any means, they have their own problems
Did you know that a bank is specifically forbidden from taking money from a checking or savings accounts to satisfy a payment owed without your express authorization if you also have a loan/credit card through the same bank?
Did you also know that CUs are exempted from that consumer protection regulation? That's right and many of them exercise their ability, I learned this the hard way, when MF'in NFCU ripped a 300$ payment out of my account that was 2 or 3 weeks late on an unsecured loan (it wasnt even a couple months) and screwed over my ability to make my rent that month.
They also have the DUMBEST online account security practices. "We can't have you set your own username for "security" so you'll have to wait for us to mail you a letter with a user ID on it, oh and to log in for the first time you'll have to wait another week for us to also mail you a new account pin"
CUs might be a tad better than banks, but they are NO savior.