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Unless your SINGLE KEY is as big as a gas station bathroom key brick, you've straw-manned this.
I love in a walkable area. I have my phone, visa card and door key. One of those could be on a cord around my neck.
You could have said “I don’t have a recommendation for a keyless lock”.
Pay by phone, who needs a credit card? Some cars have phone keys.
I agree with the sentiment: it would be nicer to only need to worry about bringing my phone. I already have my car key and credit card handled by my phone, so house key is the only remaining thing