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My insurance is dropping me because I had the audacity to try to use it. We had one claim that paid for some damage after a flood, one to pay for a water heater, and that's it. They decided that means we will probably ask again the next time something goes wrong, so why would they want to keep insuring us?
Insurance is a scam, and it pisses me off that we're still tolerating their bullshit.
The concept is good. But the way it is run right now is just taking money and fight tooth and nail to pay as less as they can gey away with it.
If it weren’t a way to extract profit and the money stayed in a fund. It would secure society, Almost like social security. Just stop building in flood zones ffs.
I don't want to live in the desert or badlands. Plus I thought we were trying to encourage people to move to cities so they wouldn't have to drive as much.