this post was submitted on 04 Apr 2024
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All your points I lost belief in early in my career. I've got no certs, just a little bit of college education. I think I'm considered a millennial. So far, I've been right. I have 2 jobs, one of them I make >130k a year and the other >40k. I'm not working that hard, if I'm being completely honest. I also have a lot of costs and it's still only enough to live pay cheque to pay cheque.
170k and still living paycheque to paycheque? That truly sucks. Honestly, I can't even imagine it. My heart goes out to you.
We live in rural Saskatchewan in a self-renovated 1968 mobile home on a leased lot. That is the single best decision we've ever made. If we had stayed in Saskatoon, we'd be either still be working, maybe full-time, or destitute. As it is, our annual rent and taxes is about the same as the monthly rent is in our old apartment. Some careful budgeting, a garden, and plenty of fish from the nearby lake means that we actually have a pretty decent lifestyle on <40k (combined income).
That's impressive for less than 40k. I'm definitely in a more expensive area and have a mortgage and several dependants so all that's working against me too. Got lucky with the housing situation though and my mortgage is actually quite small, by a lot, compared to anyone else where I'm at.