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Not to invalidate the hard work, but aren't data center analysts pretty well compensated? I would think that would cover a 1b place pretty effectively and then the other sources of income would be gravy. Maybe I'm over-estimating the salary for the field. I am ignorant, I must admit.
It also depends on where they live and if they have student loans. For example the comfortable living salary in Boston has passed 80k. Low level analysts even here can still be making 80-90. Enough for an apartment, but not to add kids to the picture. Things get even weirder if you are mostly equity compensated at a startup or something like that (so your total comp is not actually spendable and you have a higher tax burden) which is pretty common in tech roles around here. This couple may be the textbook example of HENRYs, the modern DINK. High Earners, But Not Rich Yet. If they dont have kids they might retire upper middle class or wealthy. If they do they’ll stay in their current wealth class or become poorer.
Our HR has absolutely no clue what we do and for years thought we were a branch of their help desk. So, currently management is trying to fix that. I started at this place a year ago. Great people, just underpaid. We hopefully should get that worked out here in the next few weeks.