this post was submitted on 15 Feb 2024
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Why would that cause your score to go down!?
Because credit is partially based on the age of your accounts, so if you've only got a few accounts and you close an older one (such as a car loan) it reduces the average age of your accounts and can hurt your score.
It's stupid
This score system and being able to access resources sounds like dating apps.
dumb as phuk