this post was submitted on 17 Jan 2024
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Politics

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[โ€“] MayonnaiseArch@beehaw.org 20 points 9 months ago (1 children)

If I try to spend more than I have it just doesn't work. Nobody charges me for it. But then I can just transfer funds from my account to another, no need for apps and shit, and it costs zero money to do it. You can probably guess I'm not from Murica (where Jesus lives)

[โ€“] Cqrd@lemmy.dbzer0.com 15 points 9 months ago* (last edited 9 months ago)

Some banks in the US don't do overdraft, some do, my bank doesn't charge for overdraft. It really just depends on how scummy your bank is.