this post was submitted on 11 Jul 2023
340 points (97.2% liked)

Asklemmy

44156 readers
1179 users here now

A loosely moderated place to ask open-ended questions

Search asklemmy 🔍

If your post meets the following criteria, it's welcome here!

  1. Open-ended question
  2. Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
  3. Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
  4. Not ad nauseam inducing: please make sure it is a question that would be new to most members
  5. An actual topic of discussion

Looking for support?

Looking for a community?

~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~

founded 5 years ago
MODERATORS
 

Brought to you by my discovery that some people think that “the customer is always right” isn’t the slogan of a long-dead department store, but rather it’s an actual call the cops law.

you are viewing a single comment's thread
view the rest of the comments
[–] JackbyDev@programming.dev 9 points 1 year ago (3 children)

Could be a UDAAP violation if they didn't know what they were signing up for.

[–] gammasfor@sh.itjust.works 2 points 1 year ago (2 children)

Whilst I don't follow US law, quick Google suggests one of the conditions is "the injury is not readily avoidable by consumers". In other words the business isn't liable for the customer not reading the documents they signed up to.

[–] JackbyDev@programming.dev 2 points 1 year ago (1 children)

It's not always so simple. I'm in Fintech so have to take the UDAAP course every year or so and the law is more consumer friendly than you'd expect, at least for the US. The deceptive bit is probably the most relevant. If the person signing them up for it told them "you won't be charged" but failed to mention that they would be charged later that is an example of a deceptive practice.

[–] DealbreakrJones@lemm.ee 1 points 1 year ago

I work collections at a bank. The only thing UDAAP doesn't protect consumers against is their inability to read their account terms and their sense of entitlement.