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Because budgeting isn’t super helpful when it comes up with a negative number and there isn’t much you can do about it other than start cutting basic necessities
a budget is a plan, so say this again but change the wording from a budget to a plan and hear how it sounds.
Ok.
A plan doesn’t help when you don’t have any options but to start cutting basic necessities
Still doesn’t sound great
why is it cutting things out, and no options? increase your income with creative means, every little bit helps. So, no options means, no way whatsoever to increase your income and gradually cutting out necessities is it?
“Literally just get another job bro”
That’s what you’re saying and it isn’t that simple.
it's not simple, life is not simple, but what I'm saying is think differently, outside of the box and take some sort of action to increase your income, doesn't have to be an hourly job. Go to yard sales and look for items that you might be able to flip, etc. Look for small opportunities and then use the additional income to get ahead, or set it aside to save up to buy something you can make more money with over time. Force yourself to get creative.
“Just make more money! DUH!”
Stay stuck with no plan and a closed mind, focus on doom and gloom with zero options at all. lmk how it works out for you, peace ✌️
When did I ever say I was stuck?
You know what they say about assumptions right?
you're completely out of options and can only cut necessities, so any budget or planning is worthless - you in a nutshell when I suggested that having a budget is a necessity to help overcome the paycheck to paycheck loop. So now you're not stuck and have options? Good for you 😊