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What absolute drivel. This myth was obviously formulated by some wealthy economist who had only ever worries about purchasing vacation homes.
People put off buying homes UNTIL THEY CAN AFFORD IT. How many people does the author think are currently in the streets or renting for years just so they can save a bit on their mortgage? Completely garbage.
This is a weird take... Interest rates are at absurd rates right now.
https://www.macrotrends.net/2015/fed-funds-rate-historical-chart
Only compared to recent prior rates. The full picture is that rates are final normalizing after being held absurdity low.
Finally I can put money into the bank and it actually yields a return, but everyone wants to borrow money for free.