this post was submitted on 25 Aug 2023
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Before the rise of Android and ios I'd have said it was possible, but the goal posts have shifted pretty far. Unless something backed by a corporate entity or government rises Up, it's a no. A chromeos type thing for smartphone is not going to happen for mass market, because there is already Android.
Discounting Android, the last mile of what a smartphone is capable of can not be accomplished in Foss manner, without end to end verified OS images and some kind of secure enclave for banking and "security" features, carriers and banks are not going to get on board any more. Convenience features like DRM video streaming, casting also probably are not achievable either
We do banking with general purpose computers. How do you figure banking will be a sticking point?
Things like androidpay/apple pay type functions require a chain of security checks, on Android it's levels of safety net. some banking apps require similar
Ive been on Graphene OS for a few months now and can confirm that banking apps work, but Google Wallet does not. One of my banking apps required me to toggle off hardened malloc in favor of Android's standard malloc though, which definitely had me raising an eyebrow.
If there’s one thing I’ve learned about banks it’s that they were still using ie 8 when nobody else was.