this post was submitted on 22 Nov 2024
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This is a symptom of the absolutely insane way digital payments work.
You give a company your card details and they're able to charge whatever they want, whenever they want, by default. That's like paying at a restaurant by handing the waiter your entire wallet and telling them to take out the cost of the meal.
Isn't that basically how it works in the US?
Yes, yes it is. The only deterrent really is the will of the employee to commit fraud and/or a customer noticing. I've had to handle coworkers in the past writing in tips on blank tip lines on the reciepts that the customer signed.
Everything made by sufficiently big orgs works like this.
They care about ability to be do everything by themselves and easily.
They don't care about sanity of the system for the user, because there are crowds of users, what are they going to do, barter?
And the worst part is where the biggest org of all these, the government, makes requirements that can only be fulfilled by big orgs.
You can't win playing by the rules your opponent sets. EDIT: Unless they do some sort of Ulysses' pact, but they won't.